Getting The Legit Home Value

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You may be asking yourself, “What exactly is my real home value?” And the answer is simple.  With HomeValue.us.org, we are here to explain to you what it means to obtain the legitimate value of your house or property.

The real home value is a home’s true worth influenced by a variety of cost factors, such as lumber, roofing, interior accents, location, square footage, and even lot size.  Both long-term and short-term “legit” home value is affected by these factors, while the “market” value is not.  As the cost of lumber, roofing and interiors increases over time, so do the legit home values.

So why is this information useful, you ask? Well, whether you are a first time home buyer or a seasoned professional, the key question consumers tend to ask before making a purchase is, “What is this home really worth?” As many home buyers have discovered since the housing market boom ended in 2005, their homes are not worth what they paid for them.  In fact, in some cases their homes are worth 30-50% less now than when they first purchased them.

Fortunately, HomeValue.us.org’s property reports can provide you with a legitimate home value as compared to a market value so you can buy, sell or refinance with confidence!

Well what are you waiting for? Enter your property zip code and see how “market values” of homes in your area are currently trending as compared to the “real values”.  You may be surprised by what you discover! Read reviews on HomeValue.us.org today.

The Worst Work From Home Scams

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Everyone wants to work from home. Who wouldn’t – because obviously it’s better to be able to sit on the sofa than sit in an office all day. That’s why scam artists make a fortune each and every year marketing work from home scams. These scams prey on people who want to make easy money while lounging around in their bathrobe. Because HomeValue.us.org cares about our customers, we want to let you know which common scams to avoid.

Work At Home Scam #1 – Retail websites. You are promised, for a fee, to get a website set up that you can use to sell products. Once you send the money to the scam artist, the site is never built.

Work At Home Scam #2 – 900 Numbers. You get an ad for a work from home position. You have to call a 900 number to get information about it. When you call the number you are put on hold and charged up to $50 a minute. There is no job.

Work At Home Scam #3 – Data Entry. You are told that for a set-up fee of about $100 you can get a data entry job from home. Once you pay the fee, no job appears.

Work At Home Scam #4 – Check cashing. You are told that you can make commissions cashing checks for a company and wiring the money back to them. Days after you deposit the check and take out the cash, your bank tells you the checked bounced.

Work At Home Scam #5 – Envelope stuffing. You are promised that you can make hundreds a day from home by licking and stuffing envelopes. Once you pay the $100 start up fee, the envelopes never arrive.

Work At Home Scam #6 – Medical billing. You are told that doctors need help processing their insurance bills and that if you pay for a training kit, you can make a fortune. The kit is worthless and there aren’t any doctors who want your services, because it’s all handled by computer.

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HomeValue.us.org Wants To Make Sure You Are Not A Ripoff Victim

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Buying a new home is a huge investment. HomeValue.us.org understands that. That’s why we work hard to keep you from becoming a victim of a real estate ripoff. You will be not only living in your home, but paying a mortgage on it for years to come. Should you be ripped off, it could be financially devastating. With that in mind, we want to warn you of some of the most common types of real estate ripoffs we’ve seen in the industry over the years.

  • Don’t get talked into buying a more expensive home than you can afford. Real estate agents make their money on commissions. Therefore, it’s to their advantage to get you to buy the most expensive home in their listings. So, even if they know you’ll have a difficult time affording the mortgage, they’ll try to convince you that you can afford more than you really can. Work out your home buying budget before you deal with a real estate agent, and stick to it.
  • Avoid mortgages you won’t be able to afford in the future. Because banks make money selling mortgages, they can sometimes try to talk you into a mortgage that can put you in the poor house. Typically, these mortgages have fairly low monthly payments at first – but then the payments go up dramatically several years later, putting your household budget at risk. This is a bankruptcy trap and a ripoff.
  • Don’t buy a money pit. You need to get an independent inspection of the home done before you buy. Don’t use the building inspector recommended by your real estate agent. They won’t be impartial. This is a very common ripoff. Instead, hire your own and make sure you aren’t buying a home that will require very expensive renovations in the near future.
  • Avoid buying a home that will drop significantly in value. Sometimes people sell homes because they know a new landfill is about to be built in the area, or that local schools will soon be closing. Both of these factors mean the home will be worth much less a year or two down the line. Do your research, and make sure you aren’t buying in a downward spiral market. Otherwise, you will be a ripoff victim.

If you keep these ideas in mind, it will be much harder for you to fall for a real estate ripoff.

Spring Cleaning Tips From HomeValue.us.org!

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Spring has sprung, which means many of you will want to start cleaning your house. This is particularly true if you are planning to put your home on the market – because a bright, clean house will sell more quickly and at a higher value.

But even if you are not planning to sell, spring cleaning is a good idea, because after a winter of being indoors it can feel good to come home to a place that is clean and welcoming. Plus, you’ll probably have more friends over this time of year and you want to impress them.

With that in mind, HomeValue.us.org wants to give you some of our best spring cleaning tips for your home.

Start With The Rugs And Carpets

This is the most important spring cleaning tip of all – not only for the look of your home, but also for your personal health. During the winter, dirt and grime can build up in your rugs and carpets. They can also become the home for germs and bacteria. Worst of all, many insects lay their eggs in your carpets during the winter – and you don’t want an infestation when they hatch.

Don’t just vacuum them. Some of the grossest stuff in your rugs and carpets will be embedded deep down, and hard to get to. Instead, rent a heavy-duty rug shampooer and go at it. It will cost a bit of money and be more effort than a vacuum, but will deliver the results you need.

Move On To Your Floors

If you have wooden floors, odds are they are not looking their best after a winter of being trampled on. They may not only be dirty, but also at risk for scratches. So, they need to be waxed and buffed to clean them up and protect them for another year.

You can easily rent a machine wax and buffer and you should do so, because hand-waxing floors is time consuming chore!

Your non-wooden floors could probably use a touch-up as well. Get some cleaner, and mop them until they shine!

Clean Your Doormats

Your doormats are the first things people see when they come to your home, and winter can be harsh on them. Give them a good shake, and if it won’t damage them, hose them down with soap and water.

Now Do Your Light Fixtures

Getting rid of dust and dirt from your light fixtures has a dramatic effect on how your home looks. You can clean them easily with a sponge soaked in soap and water. You’ll need a stepladder, so make sure you have someone with you to hold the ladder while you clean.

Vacuum Your Air Conditioners

This may sound silly, but it isn’t. Your air conditioner vents will have built up quite a bit of dust over the winter. So if you just turn them on when summer comes, they will literally blow all that dust into your home. All you have to do to avoid this is use the nozzle on your vacuum to suck out the dust from the vents before you turn the AC on.

Wash Your Walls

We tend not to notice the build-up of dirt, dust and grime on our walls, but it’s there. And when you clean them you’ll really notice a difference. A sponge mop makes it easy to clean your walls from top to bottom. Mild soap and water should be all you need to get the job done. Once you are done, you should use a towel to dry them.

Get Some New Plants

Plants make your home look fresh and alive. They will not only make you feel better, but if you are trying to sell they will make your home look more attractive. So, head down to your local garden center and get some new plants – and if any of your old plants have wilted during the winter, it’s time to get rid of them!

HomeValue.us.org Reviews Tax Tips for Homeowners

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As part of a way of life, many families own their homes to put their money into something tangible rather than just rent a property. HomeValue.us.org knows it can be a debacle come tax time, especially if you have refinanced or sold your home. One of the easiest ways to get some tax deductions, however is through owning a house.

Here are some tips to help you on your tax returns when filing for 2012:

1. Your mortgage interest can be written off and save you money. More than half of a monthly payment can go toward interest, so you’re bound to get some money back at the end of the year if you include this deduction.

2. Deduct mortgage insurance from your taxes. There have been many deductions that have been eliminated this year, but this is not one of them.

3. Homeowners can deduct their local and state property taxes of federal returns. Yes this sounds wrong, but it’s true! There are also property tax benefits for low-income homeowners.

4. Some renovations can be written off. Small fixes like leaky AC units or painting may not be covered by tax deductions, but upgrades to major housing systems deemed as “energy efficient” can help you save a bundle. Solar panels and some water heaters can be added to your deductions.

5. For sellers, closing costs and moving expenses can count too. Insurance, advertising, broker fees, and more can be written off when you’re selling a home. Also if you move for a job, some expenses can be deducted if you keep a good log of the receipts.

HomeValue.us.org has the goal in mind to save you money this tax season if possible. Time is running out, so you better file with the IRS soon! Resources, particularly TurboTax, are cheaper and make filing your taxes at home a breeze.

HomeValue.us.org Answers to Common Homeowner Questions

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HomeValue.us.org will no longer simply provide people with up to date home and property records – they will also help people learn more about their house and how to take care of it, company officials said yesterday.

“Our primary job is providing people with public records about homes they are considering purchasing, but that doesn’t have to be our only mission,” said a company spokesman. “We also want to be able to give people rock solid information that can help them maintain their home and guard their safety.”

The company has launched a blog, HomeValueBlog.us.org (THIS BLOG!) where they will post the information on a regular basis, said the company.

“We have dedicated part of our customer service team to updating the blog several times a week,” the rep said. “It will have common-sense information on how to maintain and repair your home. It will also have advice on new automotive products people may be considering buying.”

The company got the idea because many of their customers were contacting their call center not with questions about their billing or account status, but for information about the homes themselves.

“It’s clearly information people want,” said the represenative. “We aren’t going to charge them for it. We are just going to provide it for them. We want to be good corporate citizens and help people out when we can.”

About HomeValue.us.org:

Look up the value of any home on HomeValue.us.org and learn more information like neighborhood safety, school systems, residential foreclosures, sex offender locations and more. HomeValue.us.org provides an easy and cheap solution to find out property values and other important home owner records online. Contact the company’s customer service department at 1-866-434-4253.

HomeValue.us.org Loves the NY SkyHouse

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HomeValue.us.org has com across a new video of the NY SkyHouse renovated by a couple on Nassau St. The four-story penthouse now has hidden lofts, glass doors, indoor swings, 40-foot steel column for rappelling, and a massive slide.

 

Wouldn’t you love to live in an amazing fun house like this? The SkyHouse was designed by architect David Hotson, but the couple he commissioned the place wants to remain anonymous.

The inside of the 19th century Manhattan skyscraper definitely doesn’t match its exterior any longer. The contemporary space is riddled with quirky designs that we at HomeValue.us.org couldn’t have imagined.

What would you put in your dream home? How much do you think the SkyHouse is worth? Let us know what you think on our Facebook wall or comment @HomeValueUS on Twitter.

HomeValue.us.org Liens and Scams to Avoid When Buying a Home

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When you are buying property, how do you ensure that your enjoyment of your new and important acquisition will not be interfered with by other people who might have some interest in the property? Is your seller disclosing everything he needs to disclose?

Whenever there are claims on a property record (also called encumbrances), your ability to enjoy the property could be severely limited. Moreover, some encumbrances could have a negative effect on the value of a property and it is your duty as a buyer to ensure that the property you acquire is free of encumbrances.

Why You Might Overlook Encumbrances

In most cases, the existence of an encumbrance has no effect on title transfer and if you are buying in a hurry you could complete the entire process and only come to learn about the existence of an encumbrance later.

While there are many kinds of encumbrances, the one you are most likely to suffer from today is a lien. People who have given funds to the property owner accepting the property as collateral could have a lien on the property and could move to court at any time to demand that the property be sold to repay them. As a buyer, you have a duty to ensure that there are no liens on the property since those liens will be transferred to you when the title is.

Future Capital Developments

If you purchase property with the intention of making future capital improvements on it, it is important to confirm that you will be able to do so. For real estate, you might not be able to add a bedroom to your property (for example) because of the existence of what are known as deed restrictions.

To ensure that there are no unpleasant surprises awaiting you when you buy property, make sure you carefully study all property records.

Home Value Report

If you’re wondering about the history or value of a home we can help. A property history from HomeValue.us.org can provide you with all the background information you need to know to make an informed buying or selling decision.

HomeValue.us.org Takes Complaints Seriously

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There is one truth in business – you can’t make all the people happy all the time. No matter how hard you work at it, some people will complain. The difference between an average company and a great company is how the company responds to complaints. You can’t avoid complaints, but you can solve the problems that led to the complaints in the first place.

That’s why we want you to know that HomeValue.us.org takes your complaints very seriously. We know that when you come to us with a complaint, you are in a bad mood. You don’t want to be kept on hold forever. You don’t want a customer service representative who doesn’t understand your complaint. You don’t wait it to take a half-hour to solve your complaint. You just want your complaint solved to your satisfaction. And, that’s how we want to handle all of your complaints.

Some companies think complaints are just the cost of doing business, and try to get people who come to them with complaints off the phone as quickly as possible. We will never let that happen. We will find a way to resolve your complaint so that you are happy and want to to business with us again.

Then there are the companies that think that if people aren’t calling them up with complaints, everything is fine. They don’t realize that in this day and age, many people simply take their complaints online and put them in their blog or on other sites.

We know those complaints are out there, and we search the web every day to find them. When we stumble upon a complaint, we then reach out to that customer ourselves and find out what we can do to solve the problem.

These efforts won’t make complaints a thing of the past, but they will help make sure that our customers know we take their complaints seriously.

Why It Is Important to Know a Home Value

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When you search for property records at HomeValue.us.org, one of the critical records you’ll obtain is the history of the property. Why is it important to know the history of a property? Whenever you are buying anything, you desire to get the best possible price and knowing the history of a property will influence the price you are willing to pay.

A history of the property should include a list of current and previous owners. Identifying the present owner is mandatory. You should find out the current owner’s full name and, if possible, the reason for selling.

Could the house be in foreclosure, for example? If it is, the seller might be willing to accept a lower price than what the property is really worth and this could work to the advantage of the new buyer.
Knowing the number of times the property has changed hands in the past and the prices that the property fetched in the past will also influence the price you are willing to pay. In addition, it helps to know the general price range of similar houses in the neighborhood.

If the house has had many owners in the past, you might want to find out how quickly the preceding owner was able to get a buyer. As usually happens, you might also want to resell the house after some time and you want to make sure that you are not saddling yourself with a home value that will be near-impossible to resell.

A property’s history will also show you the number of renovations that have been carried out on the home (and whether these were legal), if there are any outstanding taxes on the property and if the current owner is involved in some form of litigation that could complicate matters for a new owner.